Your personal US bank account application is reviewed by our US-based partner and is usually activated within a few minutes.
In some cases, the review may take longer depending on the details you provide, such as your identity information, contact details, or the purpose of opening the account. You can track every step of the process directly from the Cenoa app home screen. Once your account is approved, you’ll be notified immediately.
If additional documents are required, or if more than 1 business day passes after your personal account application, our support team will reach out to you.
Cenoa is a technology company that connects users with licensed, regulation-compliant financial partners operating under strong security protocols. Financial services and transactions are provided by these institutions; Cenoa does not directly provide financial services and does not hold a financial license. Users’ US bank accounts are opened at Lead Bank via Bridge (a Stripe company).