Transfers made from the US account you opened with Cenoa to another bank account in the US are typically completed within 1–3 business days. The time it takes for the funds to be credited may vary depending on US banking hours.
Transfer timing
Weekdays, transfers made before 1:00 PM (US time):
Funds usually reach the recipient bank on the same day.Monday–Thursday, transfers made after 1:00 PM:
The transfer is most often credited to the recipient account on the next business day.Transfers made after 1:00 PM on Friday or over the weekend:
The transfer reaches the recipient on the next business day (Monday).
Sender name
When you send money from your US account to another US bank account, the sender name shown on the recipient’s statement may appear as Bridge (a Stripe company), which is our strategic partner providing these transfers.
On some platforms (e.g. Mercury, Interactive Brokers – IBKR, BNY Mellon), this may require additional verification.
Before sending large amounts, it may be helpful to make a small test transfer of 3–5 USD to confirm receipt with the recipient bank.
Cenoa is a technology company that connects users with licensed, regulation-compliant financial partners with strong security protocols. Financial services and transactions are provided by these institutions; Cenoa does not directly provide financial services and is not a licensed financial institution. US accounts are opened at Lead Bank via Bridge (a Stripe company).